[Featured Jobs]: CA/MBA Finance (Fresher/2-5 yrs) required for the role of Credit Manager at a leading Banking and Financial Services Company
Qualification Required:
CA Fresher/MBA Finance Fresher/ CAExperienced 2-5 years/MBA Finance Experienced 2-5 years in a Bank or NBFC on Credit Underwriting/policy formulation/Risk Management.
The person should have sound knowledge of Finance and retail asset products, ratio analysis, financial analysis reports, etc.
Location: Mumbai/Pune/Nasik/Nagpur
Job Purpose:
Reporting to: Area Credit Manager
Principle Accountabilities:
CA Fresher/MBA Finance Fresher/ CAExperienced 2-5 years/MBA Finance Experienced 2-5 years in a Bank or NBFC on Credit Underwriting/policy formulation/Risk Management.
The person should have sound knowledge of Finance and retail asset products, ratio analysis, financial analysis reports, etc.
Location: Mumbai/Pune/Nasik/Nagpur
Job Purpose:
- To ensure portfolio quality for the Product in the location, while maintaining the service levels (TAT) to the customer (Internal and External).
- To reduce data entry errors as part of underwriting
- Adherence to the policy/process laid out by the Central team on all applications being processed
- To monitor non starters/Cheque bounce trends, maintain adequate knowledge of channels and their sourcing pattern.
- To give feedback to channels/vendors on a monthly basis on their performance levels and take corrective action to improve the efficiency.
- To ensure Audit compliance and regulatory compliance for the location.
- To ensure Deferral Clearance by Coordinating with Customer, Sales and OPS Team.
- To interact closely with other functions such as Sales/Operations/Collections/CPU/Policy/Product etc in ensuring a smooth day to day functioning at the location.
Reporting to: Area Credit Manager
Principle Accountabilities:
- Maintain Portfolio Quality
- Error Reduction in Post Audit Review (PAR)
- Process Standardization and efficiency improvement
Interested candidates may apply at -