[Career Site] CA/MBA as Assistant Relationship Manager - SME at IDFC, New Delhi
Position No:
00003602
Experience: 4 -6 years
Location: Delhi
ROLE DESCRIPTION:
·
Acquire, grow and manage portfolio of SME
Clients; each Assistant Relationship Manager to manage between 40-45 accounts
in target industry verticals.
·
Deliver month on month targets on SME Loan
Disbursals, Processing Fee, Fee Income, CA Balance and Portfolio Health.
·
Manage end to end client engagements in
structuring deals, approval process through credit, on-boarding, documentation
closure and transactional relationship support.
·
Manage Credit Memo preparation and presentation
to Credit Committee along with Credit.
·
Drive Client Acceptance, Client Loan
Documentation for on-boarding, draw-downs and recovery / restructuring efforts
if any.
·
Build and manage an asset portfolio which
contributes to SMEt Banking and generate profits at satisfactory risk reward
ratios.
·
Work closely with the SME Regional Head and
Transaction Banking team to develop sales strategy for SME clients.
·
Identify market trend and target customers needs
in order to review and recommend product / services offerings for SME clients.
REQUIRED SKILLS:
·
Good knowledge of Working Capital Loans,
Transaction Banking products as well as general banking regulations.
·
Previous experience of handling SME clients in
Indian Market.
·
Entrepreneurial mind set for building the
business from the grounds up and for scaling up rapidly.
·
Strong sales, product development, presentation,
negotiation and customer service skills.
·
Driving success- taking action, seizing
opportunity, pursuing goals.
·
Showing resilience- thinking positively,
embracing change, inviting feedback.
·
Communicating information- convincing people,
articulating information, challenging ideas.
·
Building relationships- interacting with people,
establishing rapport, impressing people.
·
Structuring tasks- managing tasks, upholding
standards & focused on producing output.
·
Processing details- meeting timescales, checking
things & follow procedures.
QUALIFICATION:
MBA or Chartered Accountant
https://idfc.spire2grow.com/acqura/DOmAFAgaC.do?method=showJOBDetailUsingRFRForCustomer&rfrId=201510912
