VP Credit & Risk at HSBC Bank
Job Description
VP Credit & Risk : 000049PE
Job Introduction
Business Descriptor: Global Risk is a thriving and expert risk management function supporting HSBC globally with all aspects of risk management. The team actively manages a varied and dynamic range of risk types, including security, fraud, information security, contingency, geopolitical, operational, credit, pension, insurance, financial crime and regulatory compliance, market and reputation risks. All parts of the Global Risk team use their skills, insight and integrity to handle established threats and those they see emerging, acting to protect and enable HSBC to deliver sustainable growth. We are currently seeking an experienced professional to join the Wholesale and Market Risk team at Gurgaon. Principal Responsibilities - Contribute towards building sound asset quality and a resilient credit culture at INM by ensuring that the credit approval process is responsive to customer needs, and within HSBC's prudent framework. - Independently review and assess credit proposals for domestic & cross border finance, M&A transactions in compliance with bank's policies and risk appetite. - Review of new product plans and implementation of new projects undertaken by INM RISK. - Monitoring of early warning signals in the form of exceptions in account conduct, financials as well as other external data and taking/recommending appropriate steps. - Proactive engagement with customer groups to facilitate discussion on account strategy and potential growth accounts - Provide good quality recommendation highlighting key risk and mitigant facilitating decision making for proposal beyond your approval authority. - Optimizing risk and reward to meet internal benchmark - Operate within agreed TATs without compromising on credit quality. - Implement a culture of continuous quality and efficiency improvement - Ensure compliance with policies and regulatory requirements.
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